Total & Permanent Disablement
TPD insurance provides financial support if you can no longer work due to disability, injury, or illness. You may have it through your super without realising.
Often a lump-sum benefit
Can't work right now? Check what you may already have.
Many Australians don't realise they may have insurance attached to their super, retail insurance, or an early access to super pathway worth exploring.
- Could you qualify for a super insurance claim?
- Free, no-obligation eligibility check
- Plain-English guidance from real people
What we help check
- Insurance through super (TPD, IP, Death)
- Retail insurance policies
- Early access via Permanent Incapacity
- Lost or old super accounts
- Rejected or disputed claims
100%
Free, no obligation
AU-wide
We help nationwide
Plain-English Support
No jargon. We explain what may apply in your situation, clearly.
Compassionate Approach
We know enquiries often come at stressful times. We keep things easy.
Free Claim Check
Understand if there may be a pathway worth exploring — no obligation.
Step 1
Start your Free Claim Check
Send us your details via our quick form — we'll call you back to schedule a 15-min chat.
Step 2
Tell us about your situation
We'll ask a few clear questions to understand what may apply in your circumstances.
Step 3
Get your next steps
We'll let you know if there may be a relevant pathway worth exploring further.
About ClaimSure
At ClaimSure, we help Australians take a simple first step when checking whether they may have insurance through super, retail insurance, or an early access to super pathway worth exploring.
Many people don't realise what may already be attached to their super. Others are dealing with illness, injury, disability, mental health issues, financial stress, or time away from work and simply want clear guidance on what to check next. That's where ClaimSure comes in.
Our approach is simple. We start with a Free Claim Check so you can understand whether there may be a pathway worth discussing — before you spend time chasing the wrong option. You don't need to have every document ready before you contact us.
You may need help understanding:
- → Insurance through super
- → TPD (Total & Permanent Disablement)
- → Income protection
- → Death & terminal illness benefits
- → Rejected or disputed claims
- → Retail insurance policies
- → Early access via Permanent Incapacity
- → Lost or old super accounts
What we help check
Six pathways we can help you explore in your Free Claim Check.
Income Protection
IP insurance pays a financial benefit when you're temporarily unable to work due to injury or illness. Often available through super.
Monthly payments while you recover
Death & Terminal Illness
A death benefit is paid to a dependent if the policy holder passes away, or to the policy holder if they have less than 12 or 24 months to live.
Support for families and final care
Rejected or Disputed Claims
If a claim has been rejected, declined, or ignored, there may still be options worth discussing. We can help you check what your next step could be.
Don't assume "no" is final
Retail Insurance
Retail insurance policies (life, IP, trauma) sit outside super and often have broader coverage than super-based policies. Worth checking what you hold.
Often broader than super cover
Early Access to Super
You may be able to access your super early under Permanent Incapacity — even if you don't have insurance. Compassionate grounds and hardship pathways also available.
Available with or without insurance
Why people choose ClaimSure
Built around clarity, compassion, and practical next steps.
Free first step
Find out if there may be a pathway worth exploring — at no cost and no obligation.
$0
Cost for your first claim check
15min
Free phone consultation
AU
Australia-wide service
★★★★★
Trusted by clients
Free Claim Check first
Before you spend time chasing the wrong option, we help you understand whether there may be a pathway worth discussing.
Plain-English explanations
No legal jargon, no insurance-speak. We explain what may apply to your situation in clear, practical language.
Built around your circumstances
We know enquiries often come at stressful times. Our process is straightforward, respectful, and easy to follow.
Connected to specialists when needed
If your situation calls for legal or financial expertise, we refer you to a trusted provider from our professional network.
What our clients say
Real feedback from Australians we've helped.
★★★★★
Clear and easy
"I had no idea I had insurance through my super. ClaimSure walked me through it clearly and helped me understand my options without any pressure."
★★★★★
Compassionate service
"They took the time to listen to my situation and explained everything in plain English. Made a stressful time so much easier to navigate."
★★★★★
Genuinely helpful
"After being knocked back once, I was ready to give up. The team helped me check what other options I had — really grateful for the honest guidance."
Recent guides & articles
Plain-English content about super, insurance, and your options.
TPD
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Early Access to Super
On the Disability Support Pension? Check if you may be eligible for a super lump sum
Read article →★
Insurance through Super
Workers compensation claim? Check you're not missing insurance through your super
Read article →Frequently asked questions
Common questions about super claims and the Free Claim Check.
A Free Claim Check is a no-obligation conversation where we help you understand whether there may be a relevant pathway worth exploring — whether that's insurance through super, retail insurance, early access to super, or something else. There's no cost and no commitment.
No. In many cases, people just need a clear place to start. We can begin with what you know — even if you're unsure of the details of your super accounts or insurance policies. We can help you find what you need.
Many super funds automatically include insurance such as TPD, income protection, or death cover. You may have it without realising. The Free Claim Check helps you check what's there and whether it may apply to your situation.